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Personal Savings

Choose your Accounts and Bank Your Way

Verus Bank's personal banking services take away the hassle when it comes to managing your money the way you want. From traditional checking accounts to retirement accounts to help you save for when your working days are over, we provide the financial services you can depend on
a traditional interest bearing savings account*

  • $100 minimum deposit to open
  • Tiered Rates
  • Tiers: $0-$999.99; $1,000.00 & ABOVE
  • $100 daily minimum balance required to waive minimum balance fee**
  • Free Internet Banking
  • On April 24, 2020, the Federal Reserve Board announced interim final rule to delete the six-per-month limit on convenient transfers from savings and money market accounts. Until which time the rule is repealed, customers will have unlimited transfers and withdrawals from these accounts without a fee.
  • $100 minimum deposit to open
  • Tiered Rates
  • Tiers: $0-$999.99; $1,000.00 & ABOVE
  • No minimum balance required
  • Free Internet Banking
  • On April 24, 2020, the Federal Reserve Board announced interim final rule to delete the six-per-month limit on convenient transfers from savings and money market accounts. Until which time the rule is repealed, customers will have unlimited transfers and withdrawals from these accounts without a fee.
  • Tiered Rates
  • Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
  • $100 minimum deposit to open
  • $2,000 daily minimum balance required to waive minimum balance fee1
  • Monthly statement
  • Free Internet Banking
  • On April 24, 2020, the Federal Reserve Board announced interim final rule to delete the six-per-month limit on convenient transfers from savings and money market accounts. Until which time the rule is repealed, customers will have unlimited transfers and withdrawals from these accounts without a fee.
  • Tiered Rates
  • Tiers: $0-$19,999.99; $10,000.00-$49.999.99; $50,000.00-$499,999.99;
  • $500,000.000 & ABOVE
  • $10,000 minimum deposit to open
  • $10,000 daily minimum balance required to waive minimum balance fee1.
  • No interest if balance falls below $10,000
  • Monthly statement
  • Free Internet Banking
  • On April 24, 2020, the Federal Reserve Board announced interim final rule to delete the six-per-month limit on convenient transfers from savings and money market accounts. Until which time the rule is repealed, customers will have unlimited transfers and withdrawals from these accounts without a fee.
Certificates of Deposits (Under $100,000)
  • Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months
Certificates of Deposits ($100,000 and Greater)
  • Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months
*****Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.
  • *interest accrued on daily collected balance, interest paid monthly
  • **minimum balance fee $5.00 per quarter, assessed quarterly
  • 1monthly minimum balance fee $10.00 per month
  • Fees may reduce earnings on account.
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BUSINESS

Cash Management


We can help you efficiently and effectively manage funds for your business.