Personal Savings

Big Thompson (Basic Savings)

- is a traditional interest bearing savings account*

  • $100 minimum deposit to open
  • Tiered Rates
  • Tiers: $0-$999.99; $1,000.00 & ABOVE
  • $100 daily minimum balance required to waive minimum balance fee***
  • Free Internet Banking
  • Excessive Transaction Fee****
  • Conditions - You may make up to six (6) withdrawals from your account each month.  This includes third-party check, POS, ACH, electronic or transfer withdrawals.  Transfers and withdrawals made in person, by mail or at an ATM are unlimited.

 

Lark Bunting (Minor Savings)*

  • $100 minimum deposit to open
  • Tiered Rates
  • Tiers: $0-$999.99; $1,000.00 & ABOVE
  • No minimum balance required
  • Free Internet Banking
  • Excessive Transaction Fee****
  • Conditions - You may make up to six (6) withdrawals from your account each month.  This includes third-party check, POS, ACH, electronic or transfer withdrawals.  Transfers and withdrawals made in person, by mail or at an ATM are unlimited

Foothills (Money Market Account)**

  • Tiered Rates
  • Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
  • $100 minimum deposit to open
  • $2,000 daily minimum balance required to waive minimum balance fee1
  • Monthly statement
  • Free Internet Banking
  • Excessive Transaction Fee2
  • Conditions - You may make up to six (6) withdrawals from your account each statement cycle.  This includes third-party check, POS, ACH, electronic or transfer withdrawals.  Transfers and withdrawals made in person, by mail or at an ATM are unlimited

Shareholder Premium**

  • Tiered Rates
  • Tiers: $0-$19,999.99; $10,000.00-$49.999.99; $50,000.00-$499,999.99; $500,000.000 & ABOVE
  • $10,000 minimum deposit to open
  • $10,000 daily minimum balance required to waive minimum balance fee1. No interest if balance falls below $10,000
  • Monthly statement
  • Free Internet Banking
  • Excessive Transaction Fee2
  • Conditions - You may make up to six (6) withdrawals from your account each statement cycle.  This includes third-party check, POS, ACH, electronic or transfer withdrawals.  Transfers and withdrawals made in person, by mail or at an ATM are unlimited

Certificates of Deposits Early Withdrawal Penalty*****

Certificates of Deposits (Under $100,000)

Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

Certificates of Deposits ($100,000 and Greater)

Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

*interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
***minimum balance fee $5.00 per quarter, assessed quarterly
**** excessive transaction fee $5.00 per item

*****Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.

1monthly minimum balance fee $10.00 per month
2excessive transaction fee $10.00 per item

Fees may reduce earnings on account.